Do All Wills Go Through Probate?

Do all wills go through probate?

No. Not all wills go through probate. Whether a will goes through probate has almost nothing to do with the will itself and almost everything to do with what you own, how it is titled, and how much it is worth when you pass away.

Here is what trips up most people in Whittier: a will does not help you avoid probate. A will is the instruction sheet the probate court reads. If your estate needs probate, the will tells the judge who gets what and who is in charge. If your estate does not need probate, the will just stays in the drawer as a backup.

So the real question is not “does my will go through probate.” It is “does my estate need probate at all.”

What Probate Is

Probate is a court process. A judge confirms the will is valid, the deceased person’s debts get paid, and whatever is left goes to the people named in the will.

In Los Angeles County, probate runs through the Superior Court, with most cases heard at the Stanley Mosk Courthouse in downtown L.A. The full process usually takes nine months to more than a year, and the attorney and executor fees are set by state law as a percentage of the estate. That cost and delay is why so many families want to stay out of it.

When Can a Will Skip Probate?

An estate with a valid will can skip formal probate in a few common situations.

The estate is small. California lets you transfer a deceased person’s personal property—bank accounts, brokerage accounts, final paychecks—without opening a probate case if the total is at or below the small estate limit. For deaths on or after April 1, 2025, that limit is $208,850. You use a sworn form called a small estate affidavit under California Probate Code § 13100. Wait 40 days after the death, fill it out, and hand it to the bank holding the money. No judge, no courtroom, no year-long wait.

The assets pass outside the will. This is the big one, and it surprises people. A will only controls assets titled in the deceased person’s name alone. A lot of what most families own never touches the will:

  • A home held in joint tenancy passes straight to the surviving owner. This is how many couples in Whittier and La Habra hold their homes.
  • Retirement accounts, life insurance, and pensions with a named beneficiary go straight to that person.
  • Payable-on-death and transfer-on-death accounts skip probate by design.
  • Anything in a living trust is controlled by the trust, not the will.

Under California Probate Code § 13050, several of these do not even count toward the small estate limit. So an estate can be worth far more than $208,850 and still avoid probate, as long as the part the will controls stays under the limit.

The main asset is the family home. A 2024 law, AB 2016, created a simpler court petition for transferring a primary residence worth up to $750,000 without full probate. It still needs a Superior Court petition under California Probate Code § 13150, but it is faster and cheaper than a full case. For a family whose main asset is a house in Norwalk, Downey, or La Mirada, that can be the difference between a short filing and a year in court.

Why a Trust Avoids Probate but a Will Does Not

People often hear that a trust avoids probate and assume their will does the same thing. It does not.

A will by itself does not avoid probate. If the will controls enough solely-owned property, that property goes through probate, and the will is what the court uses to hand it out.

A living trust is the tool that actually keeps assets out of probate. You move your home, your accounts, and your other property into the trust while you are alive. When you pass, the person you named distributes everything under the trust terms, privately, with no court involved.

Most people with a trust also sign a pour-over will as a backup. It sweeps any forgotten asset into the trust. But if that forgotten asset is large enough, it can still trigger probate—which is why funding the trust correctly matters so much.

What Decides Whether Probate Is Needed

It comes down to the assets, not the will:

  1. Is the asset titled in the deceased person’s name alone?
  2. Does it pass automatically some other way, like joint tenancy or a named beneficiary?
  3. Is there a valid beneficiary on file? A named beneficiary beats the will for that asset.
  4. Is the part the will controls over $208,850 in personal property?

If an asset is solely owned, has no automatic transfer, has no beneficiary named, and pushes the estate over the limit, that is when full probate is usually required—will or no will.

What This Means for Whittier Families

Having a will is not the same as having a plan to avoid probate. A will decides who gets your property. It does not decide how that property gets to them, and it does not keep the case out of the Los Angeles County Superior Court.

Two neighbors with nearly identical wills can end up in very different places. One family transfers everything in a few weeks. The other spends more than a year in probate. The difference is rarely the will. It is how the home is titled, what beneficiaries are named, and whether a trust was set up and properly funded.

The California court forms for a small estate transfer or a residence petition show what each one requires, and Judicial Council form DE-300 lists the current dollar limits by date of death.

So, do all wills go through probate? No. Some estates with a will skip it entirely because they are small, because the assets pass another way, or because a trust was in place. Whether probate happens depends on what you own and how you titled it.